Links & Resources
Mortgage-X.com Mortgage Market Survey
This is a website which tracks actual locked and closed loan averages across the U.S., whereas most other “rate survey sites” tend to be paid by advertisers to reflect a fictitious advertised rate instead. This will show a real-time accurate portrayal of where the market is, and what the average borrower is paying in terms of interest rates and closing costs.
AnnualCreditReport.com
This site, created in-part by the FACTA act, allows consumers to access a free annual copy of one’s credit report from each of the three major bureaus for monitoring purposes.
Opt Out Pre-Screen
This site allows consumers to opt out of pre-approved credit offers often extended by major creditors. It’s truly the easiest way to reduce junk mail, increase your credit score, and help protect your identity.
U.S. Department of Housing and Urban Development
This is the official website for the United States HUD department. One can find information on laws, regulations, and special government programs offered to homebuyers and homeowners.